If you’re reading this, chances are you are looking for a loan. Well, you’ve come to the right place. Here at Elite Lending Services my focus is on getting you the right loan and the right terms to fit your situation. A mortgage is a big commitment and you need an experienced professional guiding you through the process, answering your questions so that you’ll know with confidence that you made the right choice.

What does my commitment to personal service mean to you? It means that I focus on you and your goals. Anyone can line up a great looking rate for you but we take the time to show you all the other "gotchas" that can overshadow any teaser rate.

Not sure if you can afford your dream house? I have many flexible loan programs that can put you into your new home easier than you might expect. Is the down payment a stumbling block? Some of our programs not only don’t require a down payment, but cover some of your closing costs as well.

Have questions about your credit? I can help you understand the effects of your past credit while showing you how to strengthen your present and future. My network of mortgage wholesalers enables me to find you a lender who is most understanding of your situation. Have great credit? Our lenders reward your good credit with great rates.

Most any situation. Whether you are looking for a new mortgage, wanting to refinance or just interested in tapping into your current home equity, I can help you. Call Gary Umholtz now at (707) 939-9074 or Contact Us online. We’ll show you how quick and easy it is to get started.